Montana Commercial Credit offers a quick turnaround for your transactions, competitive rates, flexible terms and, unlike a bank, we only file a lien on the asset you are financing. Let us find the right program for you and your business needs.
Equipment Financing Agreement
- An Equipment Finance Agreement (EFA) combines the benefits of both a lease and a loan
- You own the equipment. Our lien is on the equipment until your last payment, then you own it free and clear
- You get the benefit of taking the depreciation on your taxes and writing off any finance charges
- In some cases, you have the option to pay off early, saving yourself time and money
Lease
- A true lease has a set number of payments with a purchase option at the end of the term. If it makes sense for your business to buy the equipment at the end of the term, you can do so. If not, turn it back in.
- Ability to expense 100% of lease payments on your income taxes with qualifying leases
- Fixed term with no early payoff option
- We offer various lease options including Trac Lease, FMV, $1 buyout, and 10%, 20%, or 30% residuals
Couple of words from our clients
What Our Customers Have to Say
Sue Barbercheck
Office Manager, Action Gear & Diesel
I wanted to take a minute and tell you how much we appreciate all your hard work in helping us finance our 2nd trailer thru Montana Leasing. Everyone we have dealt with in your organization is very professional and knowledgeable. There is always someone available to answer my questions. You have made the arduous task of financing quick and extremely easy!
Lisa Key
Business Manager, Summit Truck Group
It’s always a pleasure working with the Montana Commercial Credit team! Quick, friendly, professional service from the minute I send them a customer’s credit app until we receive the wire for funding! Jerry Reynolds and the team around him make my job so much easier!
Arturo Saucedo
Owner, Saucedo’s Trucking
I have the privilege to be one of many customers with Montana Commercial Credit, Inc. The service is awesome and wonderful, when I was going through the steps of getting approved there could not be a better team (Andrea Bell). We were helped through the whole application from start to finish. We are so pleased that we will keep doing business with this company.
Matthew Mahaney
Satisfied Member
I love working with Kris and the folks at Montana Commercial Credit. They communicate in a quick fashion and get approval done fast! They make doing business seamless.